# Net Worth Calculator — MCP tool `findutils:net_worth_calculator`

Return net worth (total assets minus total liabilities), the debt-to-asset ratio in percent, and subtotals per category. Asset fields: checking, savings, money_market, cash_other, stocks, bonds, mutual_funds, crypto, retirement_401k, ira, pension, primary_home, other_real_estate, vehicles, personal_property. Liability fields: mortgage, home_equity, auto_loan, credit_cards, student_loans, personal_loans, medical_debt, other_debt.

- Category: finance
- MCP server: https://mcp.findutils.com/ (Streamable HTTP, no API keys, 120 req/min per IP)
- REST endpoint: POST https://api.findutils.com/api/tools/net-worth-calculator/execute (no API keys, 60 req/min per IP)
- Reference page: https://findutils.com/mcp/net-worth-calculator/
- Same tool on the other surface: https://findutils.com/api/net-worth-calculator/

## Connect

```bash
claude mcp add findutils --transport http https://mcp.findutils.com/
```

Claude Desktop (`claude_desktop_config.json`):

```json
{
  "mcpServers": {
    "findutils": {
      "url": "https://mcp.findutils.com/"
    }
  }
}
```

## Call the tool (verified example)

```bash
curl -X POST https://mcp.findutils.com/ \
  -H "Content-Type: application/json" \
  -d '{
    "jsonrpc": "2.0",
    "id": 1,
    "method": "tools/call",
    "params": {
      "name": "net_worth_calculator",
      "arguments": {
        "assets": {
          "checking": 5000,
          "savings": 15000,
          "stocks": 30000,
          "retirement_401k": 50000,
          "primary_home": 300000
        },
        "liabilities": {
          "mortgage": 200000,
          "credit_cards": 2500
        }
      }
    }
  }'
```

## Input schema

| Argument | Type | Required | Description |
|---|---|---|---|
| `assets` | object | no | Object of asset field → amount. Fields: checking, savings, money_market, cash_other, stocks, bonds, mutual_funds, crypto, retirement_401k, ira, pension, primary_home, other_real_estate, vehicles, personal_property. Missing fields count as 0. |
| `liabilities` | object | no | Object of liability field → amount. Fields: mortgage, home_equity, auto_loan, credit_cards, student_loans, personal_loans, medical_debt, other_debt. Missing fields count as 0. |

Example arguments (verified):

```json
{
  "assets": {
    "checking": 5000,
    "savings": 15000,
    "stocks": 30000,
    "retirement_401k": 50000,
    "primary_home": 300000
  },
  "liabilities": {
    "mortgage": 200000,
    "credit_cards": 2500
  }
}
```

## Also a REST endpoint

```bash
curl -X POST https://api.findutils.com/api/tools/net-worth-calculator/execute \
  -H "Content-Type: application/json" \
  -d '{
    "assets": {
      "checking": 5000,
      "savings": 15000,
      "stocks": 30000,
      "retirement_401k": 50000,
      "primary_home": 300000
    },
    "liabilities": {
      "mortgage": 200000,
      "credit_cards": 2500
    }
  }'

# Parameter schema
curl https://api.findutils.com/api/tools/net-worth-calculator
```

Full REST reference: https://findutils.com/api/net-worth-calculator/ · OpenAPI 3.1 spec: https://findutils.com/api/openapi.json

---
Full catalog: POST https://mcp.findutils.com/ with method `tools/list` · https://findutils.com/mcp/ · https://findutils.com/llms.txt