Amortization Calculator

Finance REST API MCP

Return a full loan amortization schedule (one row per month with payment, principal, interest, extra payment, balance) plus totals, interest saved, months saved, and the payoff month. Rate is a yearly percentage; payments are monthly.

This page documents the HTTP endpoint POST /api/tools/amortization-calculator/execute. See the MCP reference →

Call it over REST

POST https://api.findutils.com/api/tools/amortization-calculator/execute · no API keys · 60 requests/min per IP

Execute — verified arguments

curl -X POST https://api.findutils.com/api/tools/amortization-calculator/execute \
  -H "Content-Type: application/json" \
  -d '{
    "loan_amount": 250000,
    "interest_rate": 6.5,
    "loan_term_years": 30,
    "start_month": "2026-01"
  }'

Parameter schema for this endpoint

curl https://api.findutils.com/api/tools/amortization-calculator

Interactive docs · OpenAPI 3.1 spec · All REST tools

Input schema

Argument Type Required Description
loan_amount number yes Loan principal.
interest_rate number yes Yearly interest rate in percent (6.5 = 6.5%). Must be > 0.
loan_term_years integer yes Loan term in years (1-40).
extra_payment number no Optional extra principal paid every month. Default: 0.
start_month string no First payment month as YYYY-MM. Default: the current UTC month.

Example arguments (verified)

{
  "loan_amount": 250000,
  "interest_rate": 6.5,
  "loan_term_years": 30,
  "start_month": "2026-01"
}

Also an MCP tool

Claude, Cursor, and any MCP client can call this tool as findutils:amortization_calculator after one connect command.

Connect once

claude mcp add findutils --transport http https://mcp.findutils.com/
Open the MCP reference for Amortization Calculator →

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