Amortization Calculator

Finance REST API MCP

Return a full loan amortization schedule (one row per month with payment, principal, interest, extra payment, balance) plus totals, interest saved, months saved, and the payoff month. Rate is a yearly percentage; payments are monthly.

This page documents the MCP tool findutils:amortization_calculator. See the REST reference →

Call it over MCP

Tool name findutils:amortization_calculator · no API keys · 120 requests/min per IP

Claude Code

claude mcp add findutils --transport http https://mcp.findutils.com/

Claude Desktop — claude_desktop_config.json

{
  "mcpServers": {
    "findutils": {
      "url": "https://mcp.findutils.com/"
    }
  }
}

Raw JSON-RPC (any MCP client) — verified example

curl -X POST https://mcp.findutils.com/ \
  -H "Content-Type: application/json" \
  -d '{
    "jsonrpc": "2.0",
    "id": 1,
    "method": "tools/call",
    "params": {
      "name": "amortization_calculator",
      "arguments": {
        "loan_amount": 250000,
        "interest_rate": 6.5,
        "loan_term_years": 30,
        "start_month": "2026-01"
      }
    }
  }'

Input schema

Argument Type Required Description
loan_amount number yes Loan principal.
interest_rate number yes Yearly interest rate in percent (6.5 = 6.5%). Must be > 0.
loan_term_years integer yes Loan term in years (1-40).
extra_payment number no Optional extra principal paid every month. Default: 0.
start_month string no First payment month as YYYY-MM. Default: the current UTC month.

Example arguments (verified)

{
  "loan_amount": 250000,
  "interest_rate": 6.5,
  "loan_term_years": 30,
  "start_month": "2026-01"
}

Also a REST endpoint

The same tool answers plain HTTP at POST /api/tools/amortization-calculator/execute — no key, 60 requests/min.

Open the REST reference for Amortization Calculator →

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