Return the maximum home price you can afford from income, monthly debts, down payment percent, rate, term, property tax, insurance, HOA, and a debt-to-income ratio, with the monthly payment breakdown at that price. Rates are yearly percentages.
This page documents the HTTP endpoint POST /api/tools/home-affordability-calculator/execute. See the MCP reference →
Call it over REST
POST https://api.findutils.com/api/tools/home-affordability-calculator/execute · no API keys · 60 requests/min per IP
Execute — verified arguments
curl -X POST https://api.findutils.com/api/tools/home-affordability-calculator/execute \
-H "Content-Type: application/json" \
-d '{
"annual_income": 100000,
"monthly_debts": 500,
"down_payment_percent": 20,
"interest_rate": 6.5,
"loan_term_years": 30,
"dti_ratio": 36
}'Parameter schema for this endpoint
curl https://api.findutils.com/api/tools/home-affordability-calculatorInput schema
| Argument | Type | Required | Description |
|---|---|---|---|
| annual_income | number | yes | Gross yearly income. Must be > 0. |
| monthly_debts | number | no | Other monthly debt payments. Default: 0. |
| down_payment_percent | number | no | Down payment as a percent of the price. Must be < 100. Default: 20. |
| interest_rate | number | no | Yearly mortgage rate in percent. Default: 6.5. |
| loan_term_years | integer | no | Loan term in years. Default: 30. |
| property_tax_rate | number | no | Yearly property tax as a percent of the price. Default: 1.2. |
| insurance_annual | number | no | Yearly home insurance. Default: 1500. |
| hoa_monthly | number | no | Monthly HOA dues. Default: 0. |
| dti_ratio | number | no | Debt-to-income ratio in percent (28, 36, or 43 are common). Default: 36. |
Example arguments (verified)
{
"annual_income": 100000,
"monthly_debts": 500,
"down_payment_percent": 20,
"interest_rate": 6.5,
"loan_term_years": 30,
"dti_ratio": 36
}Also an MCP tool
Claude, Cursor, and any MCP client can call this tool as
findutils:home_affordability_calculator after one connect command.
Connect once
claude mcp add findutils --transport http https://mcp.findutils.com/More Finance tools
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